“Multi-platform” Model
LB offers a “Multi-Platform” model which allows us to broadly cover the needs of each of our clients. We have several financial structures that allow us to customize and adjust our financing solution to the unique needs and characteristics of each operation.
Rather than offering a generic solution, we strive to understand the specific goals and challenges of each project and create a customized financing plan that meets your requirements. In this way, we can provide an effective and efficient financing solution for each operation.
How it works
Short-term financing structures (Factoring / Confirming). LB offers an agile way to obtain short-term financing and can have a pre-approval of the approach in approximately 48 hours.
LB offers non-recourse confirming of various types, factoring with and without recourse mainly in Spain.
Features
of the financing:
Amount: Factoring from €200k and Confirming from €500K
Terms: Short-term operations, Factoring around 180 days.
Collateral: Customer and supplier invoices
Location: Spain
LB Financing
Advantages
A fast and cheap financing system, with access to international banking, with a wide choice of collateral and structure.
Our Value in
Operations
Operational simplicity
Customer orientation
Flexible volumes
Flexible pricing
Monetization of assets
Professionalism and experience
Product Flexibility
- Possibility of obtaining immediate liquidity by valuing the production equipment in use.
- Flexible and tailor-made structures, adapting operations to the needs of the company and its assets (useful life, value over time, etc.).
- The volume of operations can move in a really wide range: from €0.1M with no limit above.
- Really advantageous repayment terms: up to 7 years, with the possibility of including grace period or bullet / balloon payments.
- Disbursement of up to 100% of the cost price + VAT of the asset; up to 85% of the appraised value in Sale & Lease-back cases.
Favorable Conditions
- Alternative source of financing outside the traditional banking perimeter: it does not consume bank risk lines and in most cases, it is outside CIRBE.
- We release classic collateral such as real estate or accounts receivable.
- Good option to diversify financing providers.
- A good alternative to other more complex and difficult to access financing methods or with higher costs, such as bonds.
- Useful for the renewal of the industrial park, allowing the replacement of obsolete assets with state-of-the-art technology.
