LB offers access to a Multi-Platform" model which allows us to widely cover the needs of each of our clients thanks to the access to financing through different Funds. Our experience allows us to propose different financial structures in order to customize and adjust our financing solution to the unique needs and characteristics of each operation.
Instead of offering a generic solution, we strive to understand the specific objectives and challenges of each project and create a specialized financing plan that meets your requirements. In this way we can offer an effective and efficient financing solution for each operation. We also offer operations and treasury management services.
How it works
LB offers financing solutions for new or used assets, strategic for the client, through sale and lease-back or sale and lease-back financed by third parties. The owner of the property, plant and equipment sells it and then enters into a finance lease contract for it, obtaining financing while continuing to use the productive asset.
LB has the capacity to structure operations in Spain, Portugal, France, Germany and Benelux; the client can access medium/long-term financing medium/long term financing by placing value on the assets used on a daily basis for the development of the business activity.
Through the Sale and Lease Back structure, LB’s customers have the opportunity to obtain financing up to €2/3M and up to approximately E50M, with terms of up to 7/8 years and very competitive costs, using as collateral the productive elements “in use” (i.e., it does not have to be new or recently acquired equipment), which differentiates it very significantly from other (non-bank or bank) sources of financing.
The documentation requirements, due diligence and agility of the analysis process in the operations we structure are also very different from those of other competitors, trying not to overload our clients with work in the risk review process.
Recurring terms and conditions
in this type of financing:
Amount: From € 1M, more attractive from € 2M, up to € 50M
Time frame: 4 to 8 years
Collateral: New and/or used industrial machinery, strategic for the company and with liquidity in the secondary market.
LTV: Up to a maximum of 85% LTV: Up to a maximum of 85% LTV: Up to a maximum of 85
Location of the Assets: Spain, Portugal, France, Germany and Benelux
Structure of the Operation: Sale & Lease Back, with the possibility of grace period and balloon
Advantages of the
Financing LB
An alternative financing system, with access to large national and international funds.
Our Value in
Operations
Operational simplicity
Customer orientation
Flexible volumes
Flexible pricing
Monetization of assets
Professionalism and experience
Product Flexibility
- Possibility of obtaining immediate liquidity by valuing the production equipment in use.
- Flexible and tailor-made structures, adapting operations to the needs of the company and its assets (useful life, value over time, etc.).
- The volume of operations can move in a really wide range: from €0.1M with no limit above.
- Advantageous repayment terms, up to 7 years, which may include grace period or bullet/balloon payments.
- Disbursement of up to 100% of the cost price + VAT of the asset; up to 85% of the appraised value in Sale & Lease-Back cases.
Favorable Conditions
- Alternative source of financing outside the traditional banking perimeter: it does not consume bank risk lines and in most cases, it is outside CIRBE.
- We release classic collateral such as real estate or accounts receivable.
- Good option to diversify financing providers.
- A good alternative to other more complex and difficult to access financing methods or with higher costs, such as bonds.
- Useful for the renewal of the industrial park, allowing the replacement of obsolete assets with state-of-the-art technology.
