LB offers access to a Multi-Platform" model which allows us to widely cover the needs of each of our clients thanks to the access to financing through different Funds. Our experience allows us to propose different financial structures in order to customize and adjust our financing solution to the unique needs and characteristics of each operation.
Instead of offering a generic solution, we strive to understand the specific objectives and challenges of each project and create a specialized financing plan that meets your requirements. In this way we can offer an effective and efficient financing solution for each operation. We also offer operations and treasury management services.
How it works
LB offers leasing and renting solutions for new assets of different types. As a general rule, classic collateral such as real estate or accounts receivable are not pledged as security.
This is a simple simple of financing CAPEX or assets less than 8 months after installation.
These transactions do not appear in CIRBE,as they are designed as leasing under the General Accounting Plan, the auditor may consider this financing as “off balance sheet”.
It offers reduced prices and a great deal of agility in operations but it requires better solvency profiles in the client.
Recurring terms and conditions
in this type of financing
Amount: From €100K to €10M
Timeframe: 3 to 7 years
Collateral: New or recently installed equipment (< 8 months).
LTV: Up to 100% of cost price + VAT
Location of Assets: Spain
Structure of the Operation: Lease under the modalities of Renting or Leasing, flexible, with the possibility of grace period.
Advantages of the solutions
raised by LB
Access to fast and cheap financing, with a wide choice of collateral and structure.
Our Value in
Operations
Operational and documentary simplicity
Customer orientation
Flexible volumes
Flexible pricing
Monetization of assets
Professionalism and experience
Product Flexibility
- Possibility of obtaining immediate liquidity by valuing the production equipment in use.
- Flexible and tailor-made structures, adapting operations to the needs of the company and its assets (useful life, value over time, etc.).
- The volume of operations can move in a really wide range: from €0.1M with no limit above.
- Really advantageous repayment terms: up to 7 years, including grace period or bullet/balloon payments.
- Disbursement of up to 100% of the cost price + VAT of the asset; up to 85% of the appraised value in cases of Sale & Lease-back.
Favorable Conditions
- Alternative source of financing usually outside the traditional banking perimeter: it does not usually consume bank risk lines and in most cases, it is outside CIRBE.
- We release classic collateral such as real estate or accounts receivable.
- Good option to diversify financing providers.
- A good alternative to other more complex and difficult to access or costly financing methods, such as bonds, or complex financing structures with numerous covenants for the debtor.
- Useful for the renewal of the industrial park, allowing the replacement of obsolete assets with state-of-the-art technology.
- Advantageous repayment terms: up to 7 years, may include grace period or bullet / balloon payments
- Disbursement of up to 100% of the cost price + VAT of the asset; up to 85% of the appraised value in cases of Sale & Lease-back.
